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Specializing in Workers Compensation:

Do You Really Know the Cost of Your Workers Injuries?

Most business owners are unaware of the un-insured or hidden cost that are paid via bottom-line profits. The insured costs are only a small portion of the problem. We help to identify not only the insured, but the hidden costs that are impacting your bottom-line. TRM process is a cost-effective way to quantify and qualify these costs in turn identify problem areas and develop cost-effective solutions to reduce costs and increase profits.

Worker’s Compensation rates are trending down, but experience modification factors are on the increase. Have you ever asked how could this be happening and what can you do to get this under control? The experience modification is controllable if you understand it and what’s driving it. We use a process to evaluate the experience medication for its accuracy, and identify any key errors in the mod calculation and potential hot stops in your operations that contribute to it. 

At TRM we’ve partnered to develop what we call M.E.W. - A More Effective Way to work with OSHA pre-and post-inspection, including the citation and penalty phase. In August 2016, OSHA increased their penalties. Most business owners turn around and typically pay the penalty without discussion in hopes the problem will just goes away. Just a little secret - when you do this you are now on probation for the next five years - this is where M.E.W. can make a total difference with the outcome with OSHA.     


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Our Location

Technology Risk Manager

205 E Butterfield Rd #314
Elmhurst, IL 60126
Main office: 847-558-1189

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